[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.ojai.cz\/s-pujckou-se-to-zvladne\/#Article","mainEntityOfPage":"https:\/\/www.ojai.cz\/s-pujckou-se-to-zvladne\/","headline":"S p\u016fj\u010dkou se to zvl\u00e1dne","name":"S p\u016fj\u010dkou se to zvl\u00e1dne","description":"Kdy\u017e se podnikatel\u016fm neda\u0159\u00ed tak, jak by si to tito p\u0159edstavovali, znamen\u00e1 to pro n\u011b obvykle i citeln\u00fd nedostatek finan\u010dn\u00edch","datePublished":"2022-01-28","dateModified":"2023-05-02","author":{"@type":"Person","@id":"https:\/\/www.ojai.cz\/author\/#Person","name":"","url":"https:\/\/www.ojai.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/093836c6bc976bea6a4c3cd39f9136c261430c33201aa865249fef2be34e3fdb?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/093836c6bc976bea6a4c3cd39f9136c261430c33201aa865249fef2be34e3fdb?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"ojai.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.ojai.cz\/wp-content\/uploads\/platebn%C3%AD%20karta_10_4.png","url":"https:\/\/www.ojai.cz\/wp-content\/uploads\/platebn%C3%AD%20karta_10_4.png","height":0,"width":0},"url":"https:\/\/www.ojai.cz\/s-pujckou-se-to-zvladne\/","about":["Ekonomika"],"wordCount":404,"articleBody":"   Kdy\u017e se podnikatel\u016fm neda\u0159\u00ed tak, jak by si to tito p\u0159edstavovali, znamen\u00e1 to pro n\u011b obvykle i citeln\u00fd nedostatek finan\u010dn\u00edch prost\u0159edk\u016f. Ne\u00fasp\u011bchy v podnik\u00e1n\u00ed p\u0159ece znamenaj\u00ed i pokles v\u00fdnos\u016f, a n\u00edzk\u00e9 zisky se tak mohou negativn\u011b podepisovat na \u010demkoliv, co se takov\u00e9ho byznysu t\u00fdk\u00e1.A co pak znamen\u00e1 takov\u00fd nedostatek v praxi? Logicky to, \u017ee si nem\u016f\u017ee podnikatel \u017e\u00edt na vysok\u00e9 noze, ba \u010dasto nem\u00e1 ani na hol\u00e9 \u017eivobyt\u00ed, a obdobn\u011b je na tom i firma samotn\u00e1, pokud sch\u00e1zej\u00ed pen\u00edze na financov\u00e1n\u00ed jej\u00edho chodu a investice.Co\u017e jsou ale hodn\u011b z\u00e1sadn\u00ed okolnosti. Firma bez pot\u0159ebn\u00e9ho financov\u00e1n\u00ed nevydr\u017e\u00ed dlouho, a str\u00e1daj\u00edc\u00ed majitel takov\u00e9ho podniku jakbysmet. A proto se mus\u00ed sch\u00e1zej\u00edc\u00ed pen\u00edze ur\u010dit\u011b co nejrychleji a co nejv\u00fdhodn\u011bji sehnat. I za cenu toho, \u017ee si je n\u011bkdo takov\u00fd jenom p\u016fj\u010d\u00ed, tedy za\u010dne zvl\u00e1dat svoji moment\u00e1ln\u00ed situaci na \u00fakor budoucnosti.Podnikatel\u00e9 tedy tak\u00e9 \u017e\u00e1daj\u00ed o p\u016fj\u010dky. Jen\u017ee jak to s takov\u00fdmi \u017e\u00e1dostmi nejednou dopad\u00e1? Sta\u010d\u00ed, aby m\u011bl doty\u010dn\u00fd soukromn\u00edk nep\u0159\u00edli\u0161 vysok\u00e9 p\u0159\u00edjmy, sta\u010d\u00ed m\u00edt z\u00e1znamy v registrech dlu\u017en\u00edk\u016f a exekuce na krku, a r\u00e1zem se st\u00e1vaj\u00ed bankovn\u00ed p\u016fj\u010dky pro podobn\u00e9 lidi a jejich firmy nedostupn\u00fdmi. \u017dadatel nen\u00ed bonitn\u00ed, a tak m\u00e1 prost\u011b sm\u016flu.Jen\u017ee i navzdory t\u00e9to skute\u010dnosti se prost\u011b mus\u00ed pen\u00edze pro podnik\u00e1n\u00ed v p\u0159\u00edpad\u011b jejich nedostatku sehnat. A nepomohou-li banky, nen\u00ed jin\u00e9 \u0159e\u0161en\u00ed, ne\u017e to zkusit v n\u011bjak\u00e9 t\u00e9 nebankovn\u00ed spole\u010dnosti. Tedy tam, kde se d\u00e1 nejednou usp\u011bt daleko sn\u00e1ze ne\u017e v bance, a to po\u0159\u00e1d je\u0161t\u011b docela v\u00fdhodn\u011b.Kdy\u017e se zvol\u00ed americk\u00e1 hypot\u00e9ka bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f Hypot\u00e9ka bez registru, m\u016f\u017ee podnikatel po\u010d\u00edtat s t\u00edm, \u017ee je-li vlastn\u00edkem dostate\u010dn\u011b hodnotn\u00e9 nemovitosti a d\u00e1 ji do z\u00e1stavy, do\u010dk\u00e1 se p\u016fj\u010den\u00ed, i kdyby m\u011bl sou\u010dasn\u011b i sv\u00e9 chyby. D\u00edky on\u00e9 z\u00e1stav\u011b tu nevad\u00ed ani vcelku n\u00edzk\u00e9 p\u0159\u00edjmy, ani registry dlu\u017en\u00edk\u016f s negativn\u00edmi z\u00e1znamy, ani jin\u00e9 obt\u00ed\u017ee. A na podnik\u00e1n\u00ed tu tak n\u011bkomu takov\u00e9mu bez probl\u00e9m\u016f p\u016fj\u010d\u00ed.                                                                                                                                                                                                                                                                                                                                                                                          4.2\/5 - (10 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"S p\u016fj\u010dkou se to zvl\u00e1dne","item":"https:\/\/www.ojai.cz\/s-pujckou-se-to-zvladne\/#breadcrumbitem"}]}]